Free Scam Checker: Is This Call, Text, or Email a Scam?
Got a message that doesn't feel right? Paste it below. The checker explains possible warning signs in plain language and suggests safe ways to check, whether it's about Medicare, Amazon, your bank, a "grandchild in trouble," a computer virus pop-up, a prize, a package delivery, or the IRS.
Please know: this tool can't tell you for certain whether a message is real or fake. It's a second opinion to help you slow down. When in doubt, hang up and contact the company yourself using a number you already trust.
Got a message you're unsure about?
Paste the text, email, or what the caller said below. An AI helper will point out possible warning signs and safe ways to check. It cannot tell you whether a message is real. Please remove account numbers, passwords, and your Social Security or Medicare number before pasting.
How the Scam Checker works
- Copy the text or email, or type out what the caller said.
- Remove private details like account numbers, your Social Security number, or passwords.
- Tap "Explain the warning signs." In a few seconds you'll see possible red flags and safe next steps.
Common warning signs of a scam
- • Rush or pressure: "act now," "your account will be closed today."
- • Unusual payment: gift cards, wire transfers, cryptocurrency, or payment apps.
- • Asking for private information: passwords, codes, Medicare or Social Security numbers.
- • Mismatched sender: a company name with a personal email address or odd web link.
- • Secrecy: "don't tell your family" or "stay on the line."
- • Remote access: asking you to install an app so they can "fix" your computer.
Want to get better at spotting scams before they arrive? Try the free Spot the Scam practice with made-up examples.
Questions people ask
Is the Scam Checker free?
Yes. There's no sign-up and no cost.
Is what I paste saved?
The text is sent to an AI service to write the explanation and isn't stored on this site. See the Privacy Policy.
Can it tell me for sure if something is a scam?
No. It points out warning signs, but only the real company can confirm a message. Contact them using the number on your card, statement, or their official website.
What if I already clicked or paid?
Call your bank right away, change any passwords you shared, and report it at ReportFraud.ftc.gov. The Scam Awareness Guide has more steps, and I'm happy to help you through it.